About Us

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Gem Capital Microfinance Ltd > About Us

Meeting People's Needs Since 2014

....Let's Grow Together

Gem Capital Microfinance Limited (GCML) was incorporated on 12th September, 2012 and fully Licensed by the Bank of Ghana (BOG) under the Non-Bank Financial Institution Act, 2008 (Act 774) and the Banking Act 2004, (Act 673) as amended by Act 738 on the 30th of October, 2013 with a License number 000261.

It is also a member of the Ghana Association of Microfinance Companies (GAMC). GCML is dedicated and fully resourced to mobilize funds from the public especially petty traders, small & medium enterprises and businesses and to provide credit to these target customers.

Our Mission

To mobilize and provide financial support for small and medium enterprises (SMEs) and households in Ghana.

Our Vision

To be the preferred microfinance service provider delivering quality service and satisfying our customers’ needs.

Our Core Values

  • Commitment – Responsiveness to the needs of our customers and communities
  • Integrity – Be honest to our stakeholders and have strong moral principles
  • Teamwork – Foster a spirit of enthusiasm, professionalism, engagement and fun while working together in pursuit of common objectives.
  • Empowerment – Provide micro indigenous businesses with the requisite business advice and directions to become strong and more confident in their line of businesses.

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Contact Us

Give us a call or fill in the form below and we will contact you. We endeavor to answer all inquiries within 24 hours on business days.
+233 501 26 5631
+233 501 44 0603